Rewards Credit Card with Free Pet Healthcare

Get free pet insurance coverage¹ and earn unlimited 3X points on eligible pet expenses² with the Nibbles credit card³

Free coverage up to $10,000 per year for eligible pets

Earn 3X points on eligible pet care and expenses

Nibbles members save over $500 per year on average⁺

Get Started

$249 Annual Fee³

Variable APR: US Prime + 17.74% (max of 29.99%)³

Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.

It’s easy to get started
Sign up to get coverage against the unexpected. Then rest
easy knowing Nibbles has you and your pet covered.
1

Apply Online

Answer a few questions

2

Get Approved

Sit back & relax while we do the heavy lifting

3

Enjoy Benefits

Rest easy with Nibbles coverage & rewards

Pet Insurance Benefit

Get what your pet needs including insurance and healthcare coverage¹ along with rewards² on purchases for your pet.³ View a sample policy

Procedures

Tooth Extractions, Surgeries, Wound Care, ACL Tears, Organ or Heart Valve Transplants.

Accidents

Emergency Vet Treatments, Foreign Object Ingestion, Toxic Poisoning, Bites & Stings.

Medications

Injections and prescription medications used at the veterinary office to treat your pet

Illnesses

Diabetes, Cancer, Genetic Disorders, Breed Conditions, Hip Dysplasia, Digestive Problems.

Diagnostics

Laboratory Tests, Poison Control Consultation, MRI/CAT Scans, X-rays & Ultrasounds.

Supportive Care

Dental Disease & Fractures, Medical Supplies, Overnight Hospital Stays, Rehabilitative Care.

Save Big Every Year With
Pet Healthcare and Rewards

The Nibbles card covers pet insurance up to $10,000 in yearly health coverage¹ and you earn 3X points on each dollar spent on everyday pet essentials² with a $249 annual fee³. See rewards addendum for details.

Yearly pet expensesCost without Nibbles*Cost with Nibbles
Pet Insurance Coverage$640$0
Food$1,520$1,474
Heartworm, Flea, & Tick Medsest$219$212
Grooming$287$278
Vaccines & Routine Care$162$157
Toys$140$136
Treats$270$26
Walks & Boarding$162$157
Accessories & Misc$879$853
Annual Fee³$249
Annual Cost & Savings$4,279$3,779
$500 Savings

*Estimated costs based on a Rover survey of 1,500 US pet parents conducted in March 2023 via Pollfish, your savings may vary.

+$500 annual savings calculated from 3X points accrued on eligible pet expenses and savings related to pet health coverage

Compare Nibbles With
Other Insurance Providers

Use the drop down for a side-by-side review of Nibbles coverage compared to other top pet insurance providers.

Policy Details

Yearly Cost
Reimbursement Rate*
Base Yearly Limit
Maximum Deductible
Injury Waiting Period
Illness Waiting Period
Minimum Age

Coverage

Hereditary Conditions
Chronic Conditions
Behavioral Issues
Dental Disease & Injuries
Diagnostics and Tests
Surgery, Emergency, & Hospitalization

*Varies by state. Quote Data Sampled 2024

The $249 annual fee³ is applied on your first credit card statement and on the same monthly statement in each following year that your card is active.

The Nibbles Difference
Pet-First Pledge

We're here to help pets lead better lives, so we hold everything up to one simple question: Will this help pets?

Easy to Love

We designed our policies and platform to make it as easy to care for your pets as it is to love them.

Pack Leaders

We’re ahead of the pack with leading healthcare options provided to you and your pet at an affordable price.

Nibbles is a
Public Benefit Company

We care about animals, and those aren't just words.


We are a Public Benefit Corporation, so giving back to the community is engrained in the way our company operates, now and forever. That’s why we've made an initial donation to Austin Pets Alive!, a nonprofit organization dedicated to keeping Austin (our hometown) a no-kill city. Our donation will help vaccinate 600 puppies and provide 4,200 meals for kittens!

Need some help?

Contact us! Our team is available on regular business days, Monday to Friday, 8am-5pm Central Time, and closed on bank holidays.