Rewards Credit Card with Free Pet Healthcare
Get free pet insurance coverage and earn unlimited 3X points on pet expenses with the Nibbles credit card
Free coverage up to $10,000 per year for eligible pets
Earn 3X points on pet care and expenses
Nibbles members save over $500 per year on average
Get Started
Credit Card Yearly Fee of $249
Nibbles is not a bank. The Nibbles Card is issued by Lead Bank.
Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.
It’s easy to get started
Sign up to get coverage against the unexpected. Then resteasy knowing Nibbles has you and your pet covered.
1
Apply Online
Answer a few questions
2
Get Approved
Sit back & relax while we do the heavy lifting
3
Enjoy Benefits
Rest easy with Nibbles coverage & rewards
Pet Insurance Benefit
Get what your pet needs including insurance and healthcare coverage along with rewards on purchases for your pet.
Want to know more? Check out our Insurance Details
Procedures
Outpatient, specialty and emergency care, hospitalization, and surgery
Accidents
Emergency Vet Treatments, Toxic Poisoning, Bites, Stings, Lacerations, and Wounds
Medications
Injections and prescription medications used at the veterinary office to treat your pet
Illnesses
Diabetes, Hereditary Issues, Hip Dysplasia, Gastrointestinal Issues, Cancer
Diagnostics
Blood tests, urinalysis, x-rays, MRIs, labwork, CT scans, and ultrasounds
Save Big Every Year WithPet Healthcare and Rewards
The Nibbles card covers pet insurance up to $10,000 yearly with a $249 yearly fee, PLUS you earn 3X points and rewards for every dollar spent on other pet care expenses not covered by your wellness plan. See rewards plan for details.
| Yearly pet expenses | Cost without Nibbles* | Cost with Nibbles |
|---|---|---|
| Pet Insurance Coverage | $640 | $0 |
| Food | $1,520 | $1,474 |
| Heartworm, Flea, & Tick Medsest | $219 | $212 |
| Grooming | $287 | $278 |
| Vaccines & Routine Care | $162 | $157 |
| Toys | $140 | $136 |
| Treats | $270 | $26 |
| Walks & Boarding | $162 | $157 |
| Accessories & Misc | $879 | $853 |
| Yearly Fee | $249** | |
| Annual Cost & Savings | $4,279 | $3,779 |
$500 Savings
*Estimated costs based on a Rover survey of 1,500 US pet parents conducted in March 2023 via Pollfish, your savings may vary.
**The $249 yearly fee is applied to your credit card.
Compare Nibbles WithOther Insurance ProvidersUse the drop down for a side-by-side review of Nibbles coverage compared to other top pet insurance providers.
Use the drop down for a side-by-side review of Nibbles coverage compared to other top pet insurance providers.
Policy Details
Yearly Cost
Reimbursement Rate*
Base Yearly Limit
Maximum Deductible
Injury Waiting Period
Illness Waiting Period
Minimum Age
Coverage
Hereditary Conditions
Chronic Conditions
Behavioral Issues
Dental Disease & Injuries
Diagnostics and Tests
Surgery, Emergency, & Hospitalization
Yearly Cost
$249
977
Reimbursement Rate*
80%
80%
Base Yearly Limit
$10,000
$10,000
Maximum Deductible
$250
$250
Injury Waiting Period
3 days
14 days
Illness Waiting Period
14 days
14 days
Minimum Age
7 weeks
8 weeks
Coverage
Hereditary Conditions
Chronic Conditions
Behavioral Issues
Dental Disease & Injuries
Diagnostics and Tests
Surgery, Emergency, & Hospitalization
Yearly Cost
$249
$1,205
Reimbursement Rate*
80%
90%
Base Yearly Limit
$10,000
$10,000
Maximum Deductible
$250
$250
Injury Waiting Period
3 days
14 days
Illness Waiting Period
14 days
14 days
Minimum Age
7 weeks
8 weeks
Coverage
Hereditary Conditions
Chronic Conditions
Behavioral Issues
Dental Disease & Injuries
Diagnostics and Tests
Surgery, Emergency, & Hospitalization
Yearly Cost
$249
$702
Reimbursement Rate*
80%
90%
Base Yearly Limit
$10,000
$20,000
Maximum Deductible
$250
$250
Injury Waiting Period
3 days
15 days
Illness Waiting Period
14 days
15 to 30 days
Minimum Age
7 weeks
8 weeks
Coverage
Hereditary Conditions
Chronic Conditions
Behavioral Issues
Dental Disease & Injuries
Diagnostics and Tests
Surgery, Emergency, & Hospitalization
Yearly Cost
$249
$832
Reimbursement Rate*
80%
80%
Base Yearly Limit
$10,000
Unlimited
Maximum Deductible
$250
$250
Injury Waiting Period
3 days
3 days
Illness Waiting Period
14 days
3 days
Minimum Age
7 weeks
7 weeks
Coverage
Hereditary Conditions
Chronic Conditions
Behavioral Issues
Dental Disease & Injuries
Diagnostics and Tests
Surgery, Emergency, & Hospitalization
Yearly Cost
$249
$370
Reimbursement Rate*
80%
80%
Base Yearly Limit
$10,000
$10,000
Maximum Deductible
$250
$250
Injury Waiting Period
3 days
14 days
Illness Waiting Period
14 days
2 days
Minimum Age
7 weeks
8 weeks
Coverage
Hereditary Conditions
Chronic Conditions
Behavioral Issues
Dental Disease & Injuries
Diagnostics and Tests
Surgery, Emergency, & Hospitalization
Yearly Cost
$249
$1,007
Reimbursement Rate*
80%
80%
Base Yearly Limit
$10,000
Unlimited
Maximum Deductible
$250
$500
Injury Waiting Period
3 days
15 days
Illness Waiting Period
14 days
15 days
Minimum Age
7 weeks
8 weeks
Coverage
Hereditary Conditions
Chronic Conditions
Behavioral Issues
Dental Disease & Injuries
Diagnostics and Tests
Surgery, Emergency, & Hospitalization
Yearly Cost
$249
$981
Reimbursement Rate*
80%
80%
Base Yearly Limit
$10,000
Unlimited
Maximum Deductible
$250
$250
Injury Waiting Period
3 days
15 to 365 days
Illness Waiting Period
14 days
15 days
Minimum Age
7 weeks
8 weeks
Coverage
Hereditary Conditions
Chronic Conditions
Behavioral Issues
Dental Disease & Injuries
Diagnostics and Tests
Surgery, Emergency, & Hospitalization
Yearly Cost
$249
$782
Reimbursement Rate*
80%
80%
Base Yearly Limit
$10,000
$10,000
Maximum Deductible
$250
$250
Injury Waiting Period
3 days
15 to 180 days
Illness Waiting Period
14 days
14 Days
Minimum Age
7 weeks
6 weeks
Coverage
Hereditary Conditions
Chronic Conditions
Behavioral Issues
Dental Disease & Injuries
Diagnostics and Tests
Surgery, Emergency, & Hospitalization
Yearly Cost
$249
$699
Reimbursement Rate*
80%
80%
Base Yearly Limit
$10,000
$10,000
Maximum Deductible
$250
$300
Injury Waiting Period
3 days
15 days
Illness Waiting Period
14 days
15 days
Minimum Age
7 weeks
6 weeks
Coverage
Hereditary Conditions
Chronic Conditions
Behavioral Issues
Dental Disease & Injuries
Diagnostics and Tests
Surgery, Emergency, & Hospitalization
Yearly Cost
$249
$629
Reimbursement Rate*
80%
80%
Base Yearly Limit
$10,000
$10,000
Maximum Deductible
$250
$250
Injury Waiting Period
3 days
1 day
Illness Waiting Period
14 days
14 day
Minimum Age
7 weeks
8 weeks
Coverage
Hereditary Conditions
Chronic Conditions
Behavioral Issues
Dental Disease & Injuries
Diagnostics and Tests
Surgery, Emergency, & Hospitalization
Yearly Cost
$249
$1,806
Reimbursement Rate*
80%
80%
Base Yearly Limit
$10,000
Unlimited
Maximum Deductible
$250
$0
Injury Waiting Period
3 days
5 days
Illness Waiting Period
14 days
30 days
Minimum Age
7 weeks
None
Coverage
Hereditary Conditions
Chronic Conditions
Behavioral Issues
Dental Disease & Injuries
Diagnostics and Tests
Surgery, Emergency, & Hospitalization
Comparisons are based on a 1-year old, spayed, female labrador retriever in the 78702 area code. For accurate quotes for your unique pet, please refer to each company’s own website.
