Pet Healthcare and Rewards Credit Card
Get free pet insurance coverage and earn unlimited 3X points on pet expenses with the Nibbles credit card
Pet healthcare and wellness plan coverage
Vet visits, exams, tests, and vaccinations
Flea, tick, and heartworm prevention
💁♀️ Instant pre-approval with no credit check.
$249 annual fee.
Members average $633/yr in savings.
Members average $633/yr in savings.
Membership Details
Get everything your pet needs including free pet insurance and wellness coverage along with 3X points on purchases for your pet.
Free Pet Insurance
Covers 80% of your pet insurance and wellness each year up to $10,000.
Unlimited 3X Points
Earn 3 points for every dollar you spend on pet care and wellness expenses.
Low Annual Fee
Pay only $249/yr to maintain your pet insurance and rewards membership.
💁♀️ Instant pre-approval with no credit check.
How it works
Apply today to get coverage against the unexpected. Then rest easy knowing the Nibbles card has you covered.
1️⃣
Apply Online
Answer a few questions & get pre-approved
2️⃣
Get Approved
Sit back & relax while we do the heavy lifting
3️⃣
Enjoy Benefits
Rest easy with Nibbles coverage & rewards
Free Pet Insurance Coverage
Get everything your pet needs including insurance and wellness coverage along with rewards on purchases for your pet.
Vet visits, exams & vaccines
Accident & illness coverage
Spay & neuter procedures
Flea, tick & heartworm prevention
Blood work & tests
Grooming & nail trimming
Save Big Every Year With Pet Healthcare and Rewards
| Average annual dog expenses | Nibbles Card Savings | |
|---|---|---|
Pet Insurance & Wellness | $584 | -$584 |
Food | $550 | -$17 |
Heartworm & preventative care | $367 | -$11 |
Grooming | $320 | -$10 |
Vaccines & routine care | $250 | -$8 |
Toys | $100 | -$3 |
| Annual Cost | $2,171 | $633 saved |
Nibbles membership covers pet insurance up to $10,000. You only pay the $249 annual membership fee.*
PLUS earn rewards and cashback on every dollar spent on pet expenses with our partners.
*The $249 annual fee is applied on your first credit card statement and on the same monthly statement in each following year that your card is active.
Compare Nibbles Coverage
Use the drop down to review how Nibbles matches or exceeds the coverage offered by other top pet insurance providers.
*Annual costs based on coverage for a 1 year old spayed female Labrador Retriever in 78703 zip code as of March 2, 2023. Nibbles pet insurance is covered with your $249 annual fee while competitor prices will vary based on your pet’s age, breed, and location.
Who We Are
Pet-First Pledge
We're here to help pets lead better lives, so we hold everything up to one simple question: Will this help pets?
Easy to Love
We designed our policies and platform to make it as easy to care for your pets as it is to love them.
Pack Leaders
We’re running ahead with pet-first healthcare delivered by people as invested in your pet’s health as you are.
Nibbles is a Public Benefit Company
We care about animals, and those aren't just words.
We are a Public Benefit Corporation, so giving back to the community is engrained in the way our company operates, now and forever. That’s why we've made an initial donation to Austin Pets Alive!, a nonprofit organization dedicated to keeping Austin (our hometown) a no-kill city. Our donation will help vaccinate 600 puppies and provide 4,200 meals for kittens!
